Asset finance helps businesses acquire essential equipment or assets through leasing or loans. This solution enables companies to maintain cash flow while gaining access to machinery, vehicles, or technology without upfront costs, improving operational efficiency.
Business loans provide companies with the capital needed for growth, expansion, or operational needs. These loans can be used for purchasing equipment, managing cash flow, or funding new projects, with flexible repayment terms based on the business’s financial situation.
Home loans help individuals finance the purchase of a property, with the loan amount typically secured against the property itself. Repayment is made over a fixed term with interest, making homeownership accessible to buyers without upfront full payment.
Personal loans provide individuals with unsecured funding for various purposes, such as consolidating debt, covering medical expenses, or financing a large purchase. These loans are repaid over a set term with fixed or variable interest rates and flexible repayment plans.
Asset finance helps businesses acquire essential equipment or assets through leasing or loans. This solution enables companies to maintain cash flow while gaining access to machinery, vehicles, or technology without upfront costs, improving operational efficiency.
Business loans provide companies with the capital needed for growth, expansion, or operational needs. These loans can be used for purchasing equipment, managing cash flow, or funding new projects, with flexible repayment terms based on the business’s financial situation.
Home loans help individuals finance the purchase of a property, with the loan amount typically secured against the property itself. Repayment is made over a fixed term with interest, making homeownership accessible to buyers without upfront full payment.
Personal loans provide individuals with unsecured funding for various purposes, such as consolidating debt, covering medical expenses, or financing a large purchase. These loans are repaid over a set term with fixed or variable interest rates and flexible repayment plans.
Book a free appointment with our team
With access to hundreds of Home Loans, we're sure to be able to find one for you
Commercial loans fund business growth and operations.
Chances are there are a range of better loans out there for you
Time to grow your business? We can help with a Business Loan
We'll help you understand the loan types, grants and incentives before purchasing
Need funds to buy equipment or a vehicle? We can help with Asset Finance
Ready to step into that dream car? Get on the road sooner with a Car Loan
Strapped for Cash? Get a Low Rate Personal Loan to help get you through
Equipment finance helps businesses acquire machinery.
At Kang Finance, we are committed to providing innovative financial solutions tailored to meet your needs. Whether you’re looking for personal loans, business financing, investment opportunities, or financial advisory services, we bring expertise, transparency, and reliability to every transaction.
We aim to empower individuals and businesses with smart financial solutions, helping them achieve their financial goals with ease and confidence.
We don’t charge any upfront fees for our services. However, some lenders may impose application fees or other charges related to the loan itself. We’ll be completely transparent about any potential costs and guide you through the process to ensure there are no surprises.
The pre-approval process typically takes up to 10 business days, depending on the complexity of your financial situation and the lender’s processing time. In more complex cases, there may be some back-and-forth communication, but we’ll work diligently to gather all necessary information and expedite your pre-approval.
You’ll need to provide the following documents for your mortgage application:
– Proof of identity (e.g., passport, driver’s license)
– Proof of income (e.g., payslips, tax returns from the past year)
– Group certificate (employment details and income)
– Bank statements (savings and transaction accounts)
– Evidence of assets and liabilities (e.g., property ownership, car loans)
We can also offer a personalised checklist tailored to your specific circumstances.
Fixed Interest Rates: These rates are locked in for a set period (e.g., 1-5 years), providing you with stable, predictable monthly repayments.
Variable Interest Rates: These rates can fluctuate based on market conditions, which may result in lower or higher repayments over time. This option offers flexibility but carries the risk of increasing rates.
We’ll help you assess which interest rate type aligns best with your financial goals and risk tolerance.
Yes, borrowing capacity can vary significantly between lenders, as each one has its own criteria. Some smaller lenders may offer higher loan amounts, but it’s important to compare interest rates, fees, and customer service to ensure you get the best overall deal. We’ll help you navigate these differences and find the lender that’s the best fit for your needs.
Pre-approval gives you an estimate of how much you can borrow based on your financial information, while final approval is the lender’s official commitment to provide the loan, subject to final checks and property valuation. We’ll guide you through both stages to ensure a smooth process.
Yes, it’s possible! Some lenders specialise in helping people with less-than-perfect credit. We’ll work closely with you to explore your options and find a lender that suits your situation.
